Workers Compensation Consultants - Discover and Correct Workers Compensation Premium Audit Errors and Mistakes.

Client Feedback...

A Metal Goods Manufacturer...
"Consultants at WCC helped us with a major audit problem..."
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A $111,500 Mistake Corrected...
"A premium credit was left off of our policy and the mistake was discovered by WCC..."
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A National Leader in Parts Inventory Services...
"After years with the same insurance company our class codes were changed by the auditor andwe received a bill for over $24,000..."
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Auto Industry Component Manufacturer...
"Two of our domestic plant operations had their codes reclassified at audit costing our company over $200,000 in additional premium..."
...read more

• Workers Compensation Video Directory

  Check out this new section of our website for updated video editions. We'll put up videos explaining different topics of interest about workers compensation. Things that all employers should know! We'll take the hottest topics and questions about workers comp that we've received from our clients and make the answers available to you in our easy to follow video format. You can also find these videos on YouTube. Here's a few of our most recent editions: A Video About Workers Compensation Codes and NCCI Classifications Workers Comp Retrospective Rating Plans The Workers Compensation Audit Process

  
  
• Retrospective Rating Plans, Retro Plans - Learn about workers comp retro plans and how to correct problems associated with them.

  On this page of our website you'll learn about retrospective rating plans for workers compensation funding, how they work, and discover who should and should not consider using them. We'll discuss the pros and cons and identify the pitfalls and offer solutions to problems associated with these complicated loss sensitive workers comp funding plans. You'll find a link to our retrospective rating plan review service, a service we offer to both employers and attorneys with retro problems.

  
  
• Expert Witness and Litigation Support

  Litigation in the workers compensation premium generation arena can be very complicated. Technical issues when it comes to workers compensation litigation can be what makes or breaks a case. Our expert consultants provide valuable expert witness and litigation support for both defense and plaintiff attorneys. Make sure you click this link, visit our section dedicated to these services and view our expert consultants Curriculum Vitae's (CV's).

  
  
• Coverage Verification Directory - Our index to individual states coverage verification services

  Need to verify an employers workers compensation coverage? Use our workers compensation verification directory! We've compiled this easy to use, single directory of all individual states coverage verification services. Most states have their own service for verifying workers comp coverage and trying to find those services can be difficult. You can save time and quickly find access to all states offering this service from this convenient, easy to use index!

  
  
• NCCI Inspection Process, Dispute and Appeal

  Learn about the NCCI, National Council on Compensation Insurance, inspection process. Find out what to expect during the process and what kind of information you'll be expected to provide the inspector. Learn how the on-site classification inspection fits into the pricing of your workers compensation policy. Find out what to do if you disagree with the outcome of the inspection, how to file a dispute, the formal appeal process and where to find help if you need it!

  
  
• Workers Compensation Articles - Free articles about workers comp issues and topics

  Here's where you can find articles about workers compensation insurance topics on a variety of subjects. The main page of our article section provides you with a list of various published articles you can choose from. Our articles are directed at employers, editors and those who are responsible for written information to use in news letters, publications and websites. We add new workers comp articles from time to time so be sure to check back for articles about the most topical workers comp issues. Please note these free articles are available for you to use and republish as long as you follow the terms of use as set out in this section.

  
  
• A Policy Review- Paying too much for workers compensation insurance?

  Think there's a problem with your policy? Here's where we tell you why you need to have your workers compensation policy reviewed. You'll learn about the complex rules and regulations governing workers compensation. How those rules are so confusing even insurance professionals sometimes don't get it right. And how those mistakes can cost you a lot of money in overpaid premium. And you'll learn how a simple policy review can make sure your policy is right and maybe even put premium dollars back into your pocket!

  
  
• Premium Recovery - Steps you need to take to get started securing workers comp refunds

  If you think you have been overcharged for workers compensation insurance then you need to take advantage of our premium recovery service. Our section on Premium Recovery includes an easy to follow outline of how to get started. This section will show you the documents we need to begin analyzing your workers compensation program for errors and mistakes and get started returning overpaid premium back to you.

  
  
• Ghost Policy - Learn about the problems and issues with the Workers Compensation Ghost Policy

  A workers compensation ghost policy can be big trouble for everyone involved! That's right, the policy people pay for but have no coverage! Go to this page to learn more about the problems and issues surrounding this strange type of workers comp policy.

  
  
• Certificate of Insurance - A new section all about insurance certificates

  Learn about Certificates of Insurance and their impact on your insurance cost. What to look out for when you need a certificate, where to get a certificate and how certificates can effect the cost of your workers compensation insurance. Contractors, Subcontractors and Insurance Certificates Specific information about certificates helpful to Contractors, Subcontractors and Independent Contractors.

  
  
• Injured Worker Benefits Directory - Injured employees, look up your state work comp benefits Here

  Workers Compensation Benefits are directed by each individual state. If you are looking for workers comp benefit information for the state in which you conduct business or if you are an injured worker and need to know about your benefits then check out this benefits directory. It's set up for all fifty states with links for you to use to each states workers comp authority.

  
  
• Workers Compensation Codes and Classification

  Workers comp codes can be confusing for both employers and insurance professionals! In this section of our website you'll find valuable information on the classification system along with how codes work, who is in charge of determining the correct codes and what to do if you think the codes being used on your workers compensation policy are incorrect.

  
  
• Pay As You Go Workers Compensation

  Here you'll learn about a new trend in workers compensation pay plans. In this section of our website We discuss the pros and cons about the pay as you go trend in workers compensation. So if you're considering the pay as you go workers comp option, be sure to read through our thoughts on this topic before you make any decisions!

  
  
• Workers Comp Rules, Laws and Contact Directory - Look up any state workers comp rules Here

  Ever try to find the workers compensation rules for the state where you conduct business? Here's our state by state directory of workers comp laws and rules compiled from information we've gathered from each state workers compensation authority. It's a free workers comp rules directory.

  
  
• Monopolistic States

  What is a monopolistic state? Visit this section to learn about the remaining monopolistic states, what it means to have a workers compensation policy in one of these states and how being in a monopolistic state can effect your workers comp costs.

  
  
• Need Help With A Workers Compensation Problem?

  Where do you go when you need help with a workers compensation problem? It sure can be confusing searching the web for useful information so when you need help with a work comp problem, just go to this section of our website for guidance and helpful information.

  
  
• $111,500 Reason to Use Our Service

  It's hard to believe but very large errors are made every day on workers compensation insurance policies. This mistake was so impressive that we couldn't resist making a web page all about it. Check out this new page and you'll see how a very simple mistake on this clients workers compensation policy cost them $111,500 in overpaid workers compensation premiums! It really can pay to have someone check over your workers compensation policy for errors and mistakes!

  
  
• 5 Workers Compensation Tips for the New Employer

  Here are five helpful tips for employers about workers compensation. This page is geared towards the new employer but is also helpful to seasoned business owners alike. These tips will help you be better organized when purchasing your workers compensation insurance.

  
  
• Workers Compensation Mistakes That Employers Make

  Ever wonder what mistakes employers make when dealing with workers compensation? In this section you'll learn about those common errors and will leave better prepared to make corrections in the way you conduct business where it concerns your workers compensation program. Learn the pitfalls and be prepared!

  
  
• Tips on How to Prepare for a Workers Compensation Audit

  Learn all about the audit process, what records you need to have available, how to prepare those records in advance and how to properly communicate with the workers compensation auditor. When it comes to having a sucessful audit experience it's all about the preparation. Visit this section of our website and you'll pick up helpful information on how to survive the workers compensation audit!

  
  
• How to Dispute a Workers Compensation Audit

  Do you know how to properly dispute a workers compensation audit? In this section we'll take you through the audit dispute process. We'll caution you as to the right way and the wrong way to file a workers comp audit dispute and we'll advise you when you may want to seek professional help.

  
  
• Workers Comp Resources for Employers

  It can be hard to find helpful resources when it comes to workers compensation. We've compiled this section to help you out when you are seeking information such as the name and address to your states workers compensation authority and department or division of insurance.

  
  
• How to Tell if You are Overcharged for Workers Comp

  Do you know how to tell if you've been overcharged for your workers compensation insurance coverage? We do! On this page we've compiled a list of useful signs that may indicate an overcharge situation. So if you want to know if you've been overcharged, just run down this list and answer the questions, you might be surprised just how many situations apply to you!

  
  
• Ask Us A Question About Workers Compensation

  Have a question? Send us an email, call or complete this section and we'll do our best to help you out.