Ohio is a monopolistic state when it comes to workers compensation insurance coverage. This means that you can only buy, secure or purchase workers compensation coverage from their designated state organization or department. In Ohio you'll find it's the BWC, or Bureau of Workers Compensation, that is the state organization where you have to buy coverage. To buy workers compensation insurance for Ohio you will need to complete and submit an application for coverage directly to the BWC. Here's how to do it.
Information You Will Need to Complete the Application:
When making an application for coverage to the BWC you will be asked by them to provide certain information about your business and it's organization. We've made this short list of some of the basic information you will need to have on hand before you can complete the application to the BWC. So before you begin completing their application, whether on line or on paper, have these items ready to use:
Your legal business name. That would be your Corporate, LLC, Sole Proprietor, Partnership or other legal name in which your business is known.
Your federal ID or social security number.
Legal form of business.
Information as to the election of coverage.
Are there other Ohio workers compensation policies that are or have been associated with your business.
A description of your primary business operations including services offered, products and methods used in delivering these to your customers.
A projected eight month payroll estimate.
The names, addresses and social security numbers of all owners and officers of the business.
Completing An Application for Ohio Workers Compensation Coverage:
According to the BWC you can make application for Ohio Workers Compensation Insurance by completing their application process either on line or by completing and submitting a paper application. The application process is very typical and the BWC has provided you with useful, easy to understand, online tools for completing the application.
Once you have gathered the information from the above checklist use these links to access the Ohio Bureau of Workers Compensation website application section:
If you need help of any kind while completing the application or making your submission for coverage make sure you contact the BWC. You can use the links here to contact them or just make a phone call. They are very helpful in guiding you through applying for coverage and will help you make sure your application is complete. So just call them if you need any kind of help.
How to Contact the Ohio Bureau of Workers Compensation, BWC:
The BWC has a very active website and are very helpful to employers who need to secure workers compensation insurance in their state. They can help you through the application process and make sure you're doing everything right when buying work comp through them. Contact them here:
Workers compensation insurance for the State of Ohio is provided only through the Ohio Bureau of Workers Compensation. The BWC is the State Fund for Ohio.
We do not sell insurance or advise on coverage issues or provide help of any kind in the purchase of insurance. Information on this page is provided only as a reference. While we strive to maintain accurate information on our site please realize workers compensation laws and state rules are complicated and subject to change at any time. If you need help securing workers compensation or any other insurance please consult your states governing authority or seek out a professional insurance agent or broker licensed to do business within your state.