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How To Sign Up and Buy Washington Workers Compensation Insurance:

The State of Washington is one of the remaining four monopolistic states. If you are an employer in Washington and must secure workers compensation insurance coverage you will only be able to do so through the Washington Department of Labor and Industries. Workers compensation coverage in Washington is only provided through this State Fund and cannot be purchased through any private insurance company. To sign up for workers compensation insurance in Washington you will need to complete and submit an application for coverage directly to Washington Labor & Industries. Here's some information on how to get that done.

Information To Help You Complete the Application:

It can be a little confusing when it comes to securing workers compensation coverage in the Washington. Workers compensation coverage is just a part of the whole process of licensing and registering a business in the state. The process begins when a business owner sets up his business in the state. You will need to complete the "Master Business Application." This application can be completed either online or by submisson of a paper application. When completing the application you will need to have this basic information available:

• Your legal business name. That would be your Corporate, LLC, Sole Proprietor, Partnership or other legal name in which your business is known.
• Your federal ID or social security number and your unified business identifier, UBI.
• Legal form of business.
• Information as to the election of coverage, if you want to provide coverage for owners, corp officers etc.
• A description of your primary business operations including services offered, products and methods used in delivering these to your customers.
• A projected three month estimate of the number of workers and workers hours.
• The names, addresses and social security numbers and dates of birth of all owners and officers of the business.

How to Complete An Application for Washington State Industrial Insurance:

It's not especially clear when searching how to buy workers compensation in Washington State exactly how that process is accomplished. The process of signing up for workers compensation is included with the business licensing process in Washington. So the application for workers compensation actually begins by completing the "Master Business Application." You can file a Master Business Application online or you can print the application, complete and submit it the old fashion way. When completing the application online be sure to refer to L&I's section titled "not recommended for some businesses." In here they list out certain types of business operations that cannot submit an application online but must submit a paper application. When completing the application you also must check the box titled "industrial insurance" and complete the "employment" section. This is how they know you need workers compensation, otherwise known as industrial insurance. If you have chosen or must complete the paper application, you can submit the completed application to any Washington business licensing office. There is a link on their website with location addresses supplied.

Once you have gathered the information shown in the above checklist use these links to access the Washington Department of Labor and Industries website application section:

Access An Online Washington Master Business Application
Access A Fillable Master Business Paper Application
Online Washington Department of Licensing Industrial Insurance Section

If you need help of any kind while completing the application or making your submission for coverage make sure you contact the L&I. You can use the links here to contact them or just make a phone call. They are very helpful in guiding you through applying for coverage and will help you make sure your application is complete. So just call them if you need any kind of help. For specific questions about Washington Industrial Insurance contact the:

Department of Labor and Industries

Phone: 360-902-4817

How to Contact the Washington Department of Labor and Industries, the L&I:

Like other monopolistic states, the department of labor and industries has a very active website. They are very helpful to employers who need to sign up and secure workers compensation insurance in their state. You'll find they can help you through the application process and make sure you're doing everything right. You can contact them here:

Washington State Department of Labor and Industries

PO Box 44000

Olympia, WA 98504-4000

Phone: 360-902-5800 Fax: 360-902-5798

http://www.lni.wa.gov/

Important Information:

Workers compensation insurance for the State of Washington is only provided through the Washington State Fund and can only be accessed through the Washington Department of Labor and Industries.

We do not sell insurance or advise on coverage issues or provide help of any kind in the purchase of insurance. Information on this page is provided only as a reference. While we strive to maintain accurate information on our site please realize workers compensation laws and state rules are complicated and subject to change at any time. If you need help securing workers compensation or any other insurance please consult your states governing authority or seek out a professional insurance agent or broker licensed to do business within your state.