Joint Underwriting Association...: A group of insurers organized to provide workers compensation coverage for a particular type of risk or size of exposure, when there are difficulties in obtaining coverage in the voluntary market, and which share in the profits and losses associated with the program. Certain insurance companies issue policies and handle claims, but the ultimate costs are borne by all companies writing insurance in that state. In most states the market of last resort is referred to as the assigned risk plan however some states use the JUA type organization.

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