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Hawaii Workers Compensation Laws
Workers compensation policy information for the State of Hawaii
- State: Hawaii
- Authority/Rating Bureau: NCCI, National Council on Compensation Insurance
- Compulsory: Yes
- Private Insurance: Allowed
- Self-Insurance: Allowed
- State Fund: Hawaii has no State Fund from which employers can purchase WC insurance.
- Assigned Risk: Administered by Hawaii's Employers Mutual Insurance Company. HEMIC replaced the existing workers' compensation assigned risk pool to provide workers' compensation coverage for Hawaii employers, including employers who have in good faith, but without success, sought workers' compensation insurance in the voluntary market.
- Numerical Exceptions: Any employer having one or more employees, full-time or part-time, permanent or temporary, is required to provide WC coverage for the employees. Refer to special notes for exclusions.
- Individual Waivers Allowed: No
- Sole Proprietor: Excluded from coverage/may elect to be included - If included a workers compensation payroll of $42,000.00 will be used as of 1-1-8. Annual Payroll (effective 01.01.08).
- Partners: Excluded from coverage/may elect to be included - If included a partner payroll of $42,000 will be used for workers compensation rating as of 1-1-8.
- Corporate Officers: An exec owning at least 50% of a corp is not covered. May elect to be covered. If included a corporate officer work comp payroll minimum of $15,600 will be used for rating as of 2-2-2.
- LLC Members: Included. Applies to members devoted full-time to business. Members may elect to be exempt.
- Contractors: NA
- Special Notes: Excluded employment includes voluntary or unpaid workers for a religious, charitable, educational or nonprofit organization; student workers performing services for a school, university or college club in return for room, board or tuition; duly ordained, commissioned or licensed minister, priest or rabbi; domestic workers earning less than $225 (cash) per calendar quarter; domestic workers of public welfare recipients; certain twenty-five percent stockholders; all fifty percent stockholders; and real estate salespersons and brokers paid solely on a commission basis. An employer may, however, elect to cover the excluded employees.
- Regulated By:
- Insurance Division
- Dept. of Commerce & community Affairs
- P.O. Box 3614
- Honolulu, HI 96811
- 808-586-2790
- http://www.state.hi.us/dcca/ins
- Department of Labor & Industrial Relations
- http://hawaii.gov/labor/dcd/dcd-links/frequently-asked-questions#1
- Workers Compensation Statute:
- http://hawaii.gov/labor/dcd/dcd-links/find-a-law
- Information on this page is provided only as a reference. While we strive to mantain accurate information on this site please realize workers compensation laws are complicated and subject to change at any time. If you need help with a workers compensation problem or have a specific situation or question please contact our office. Otherwise please consult your states governing authority or an attorney in your state of residency for assistance.
- Authority/Rating Bureau: NCCI, National Council on Compensation Insurance
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email: rks@workcompconsultant.com
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