Utah Workers Compensation - Laws,Rules,Statutes,State Contacts,Detailed Policy Information

State: Utah

Authority/Rating Bureau: NCCI, National Council on Compensation Insurance

Compulsory: Yes

Private Insurance: Allowed

Self-Insurance: Allowed

State Fund: A competitive state fund, Workers Compensation Fund of Utah. Contact at:

Workers Compensation Fund of Utah (WCF)

392 East 6400 South

Murray, Utah 84107

801-288-8000 or 800-446-2667

Fax 801-288-8372

http://www.wcfgroup.com

Assigned Risk: Operated by the Workers Compensation Fund of Utah. See above state fund for contact information.

Numerical Exceptions: None. All employers are required to carry workers' compensation insurance except for the following employer/employee work situations: some employers of agricultural laborers, casual or domestic workers, real estate brokers, sole proprietors and partners. Directors or officers of a corporation are considered employees and must exclude themselves from coverage through an insurance company. If you have a question about insurance coverage please call the Labor Commission at 530-6800 or toll free (800) 530-5090 and ask for the Policy Section.

Individual Waivers Allowed: No

Sole Proprietor: Excluded from coverage/may elect to be included - Included sole proprietors workers compensation payroll for rating purposes is set at 33,600 as of 12-1-6. A sole proprietorship or partnership, with no employees other than the sole proprietor or partners, is not required to purchase workers' compensation insurance However, if you are a sole proprietor or a partner and contracting for work through a general contractor, you or the general contractor will be required to provide a workers' compensation insurance policy.

Partners: Excluded from coverage/may elect to be included - Included partners workers compensation payroll for rating purposes is set at 33,600 as of 12-1-6. See sole proprietor for special information concerning contractors.

Corporate Officers: Included in coverage/may elect to be exempt - Included corporate officers workers compensation payroll for rating purposes is banded between the min/max amounts of 15,860/124,800 as of 12-1-6.

LLC Members: Treated as a corporate officer

Contractors: A general contractor now has the responsibility of making sure that all his/her subcontractors, including sole proprietors, partners and corporate officers have workers' compensation coverage. If workers compensation is not provided by the subcontractor then the subcontractor becomes an employee of the general contractor for workers' compensation purposes only and coverage must be provided under the general's policy. The subcontractor, if a sole proprietor, partner or corporate officer, may also apply for an exemption through the Workers' Compensation Fund of Utah.

Special Notes: An employer can insure his/her workers in one of three ways:

By purchasing insurance from any private insurance carrier authorized by the Insurance Department to write workers' compensation insurance in Utah. An employer can contact their personal insurance agent who handles their auto, home or business liability insurance to see if they can write a workers' compensation policy for their company. Most insurance companies can write workers' compensation insurance in Utah.
By purchasing insurance through the Workers' Compensation Fund of Utah, a quasigovernmental entity, which is required by law to provide workers' compensation insurance to any employer in the state of Utah upon payment of the premium.
By being self-insured to pay workers' compensation directly to employees. Employers who wish to become self-insured must make application through the Labor Commission of Utah. Only very large employers usually meet the minimum requirement of $10 million net worth to qualify for self-insurance.

The state of Utah does not allow group insurance.

If you are not a Utah employer, you are required to contact the Labor Commission of Utah to determine the requirements for workers' compensation coverage and whether your state has a reciprocity agreement with Utah.

Regulated By:

Labor Commission of Utah

Division of Industrial Accidents

160 East 300 South, 3rd Floor

P.O. Box 146610

Salt Lake City, UT 84114-6610

801-530-6800

http://laborcommission.utah.gov/IndustrialAccidents/index.html

Workers Compensation Statute:

http://le.utah.gov/~code/TITLE34A/34A02.htm

Information on this page is provided only as a reference. While we strive to mantain accurate information on this site please realize workers compensation laws are complicated and subject to change at any time. If you need help with a workers compensation problem or have a specific situation or question please contact our office. Otherwise please consult your states governing authority or an attorney in your state of residency for assistance.

Contact Us:
WORKERS COMPENSATION CONSULTANT
Voice: (573) 999-6948
Fax: (573) 447-4998
email: rks@workcompconsultant.com

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Utah Workers Compensation Laws

Workers compensation policy information for the State of Utah