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Owner Controlled Insurance Program OCIP

A Workers Compensation Term Definition

Owner Controlled Insurance Program (OCIP)...
Insurance on large construction projects arranged by the owner or general contractor in such a way that all interests involved are combined and insured under one policy with a single insurance commpany. These programs generally include workers compensation coverage. Sometimes the OCIP is only for the workers compensation coverage. These programs are designed to reduce the overall insurance cost and provide a coordinated program.

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