Assigned Risk: Administered by Beacon Mutual Insurance Company. To contact refer to state fund above.
Numerical Exceptions: There is an exemption for employers with fewer than 4 employees. Licensed real estate brokers or salespersons, or licensed or certified real estate appraisers are exempt if substantially all remuneration for services performed is directly related to sales or other output rather than the number of hours worked.
Individual Waivers Allowed: No
Small Deductible Program:
Allowed: Yes - However it is optional that insurance carriers make available
Sole Proprietor: Excluded from coverage cannot elect to be included.
Partners: Excluded from coverage cannot elect to be included.
Corporate Officers: Included in coverage after 12-31-2001, see special notes below. Included corporate officer minimum payroll is $41,600 and the maximum is $171,600 as of 6-1-11 for rating purposes, $44,200 / $176,800 as of 7-1-2012, $44,200 / $182,000 as of 8-1-2013. $46,800 / $182,000 as of 8-1-2014. $950 min / $3700 max per week as of 8-1-2016.
Special note any person who was appointed a corporate officer between January 1, 1999 and December 31, 2001, and was not previously an employee of the corporation is exempt, but can elect to be covered by filing a DWC-11C form with the Division of Workers' Compensation.
A Note About Forms: Be sure to contact your insurance company for information about additional forms they may use in Rhode Island.
Contractors: An independent contractor is someone who maintains an independent business and is available for hire to provide service to the public. Generally, a person cannot become an independent contractor just because he or she wants to be or because an employer prefers them to be. It is not enough that the employee and the employer agree. If a person only works for one business and is directed and controlled by that business, the person probably is an employee and not an independent contractor.
Special Notes: Who is exempt from Rhode Island workers compensation? Sole proprietors, partners, and independent contractors. Certain real estate, agricultural and domestic service employees may be exempt. Any person who was appointed a corporate officer between January 1, 1999 and December 31, 2001, and was not previously an employee of the corporation is exempt, but can elect to be covered by filing a DWC-11C form with the Division of Workers' Compensation.
Rhode Island Workers Compensation Subrogation: Rhode Island statute 28-35-58 provides information and addresses workers compensation subrogation for this state. This statute is known as; Liability of Third Person for Damages. It's found under Labor and Labor Relations workers compensation procedures. This statute is viewable online and you can access this act by using the direct link below.
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Information on this page is provided only as a reference. While we strive to mantain accurate information on this site please realize workers compensation laws are complicated and subject to change at any time. No warranty as to the accuracy or completeness of this information is provided or to be implied. You must verify this data before use with the individual governing authority for this state. If you need help with a workers compensation problem or have a specific situation or question please contact our office. Otherwise please consult your states governing authority or an attorney in your state of residency for assistance.